Personal Financial Advisor Job at EUCCU, Price, UT

T2VwODNXekdwRU00SDZDWmZFbjg4YXNNREE9PQ==
  • EUCCU
  • Price, UT

Job Description

Job Description

Job Description

Salary: $19.43-$29.15 Hourly

This position is the Member Ambassador for the financial institution with the overall purpose of advising, qualifying, offering and facilitating the most appropriate use of the credit unions products and services for members in a comprehensive and efficient manner.

Effective execution of this position requires a thorough understanding of the members’s financial needs. It is necessary to fully understand and communicate all available options with respect to mortgage loans, consumer loans, credit cards, overdraft, share draft accounts, share savings, share certificates, IRAs, online/mobile app services, GAP, Debt Cancellation, Debt Protection, and mechanical breakdown payment protection products.

 

Major Duties and Responsibilities

  • Receives and screens both mortgage and consumer loan applications. Conducts the loan interview and secures the customer information necessary to initiate a loan transaction. Qualifies, structures and ensures that each approved application meets the credit union's lending standards. Reviews loan documents, closes, and funds loans in an accurate and timely manner.
  • Seeks referrals and responds to inquiries from members and prospective members regarding all types of loans and services. Follows-up with members and member referrals with respect to all products and services.
  • Networks and maintains relationships with members and others in the real estate community.
  • Must comply with all company policies and procedures, applicable laws and regulations, including but not limited to, the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control.
  • With a good understanding of all products/services and the member's current relationship, offers information on products and services that can benefit and enhance their credit union relationship. Evaluates needs of potential members and offers appropriate financial products and services.
  • Prepares and compiles the necessary member application and information for opening new accounts. Opens new accounts and educates the members as to services/products available as a result. (For example, Visa check card, online banking, automated teller, etc.)
  • Troubleshoots and resolves member inquiries in a timely and professional manner. Informs and advises members of status or enhancements to accounts. Suggests resolution on account disputes, delinquency and other account activity. Maintains and manages a loan portfolio within credit union standards, policies and procedures.

Experience

Experience with Conventional, Federal Housing Authority (FHA), Veterans Affairs (VA), Federal National Mortgage (Fannie Mae), construction loans, and bridge loans is preferred.

Education/Certifications/Licenses

High school degree or GED required. Required to maintain their registration active, and current, with the National Mortgage Licensing System throughout their employment.

Interpersonal Skills

A significant level of trust and diplomacy is required to be an effective subject matter expert in the position. In-depth dialogues, conversations and explanations with customers, direct and indirect reports and outside vendors of a sensitive and/or highly confidential nature is a normal part of the day-to-day experience. Communications can involve motivating, influencing, educating and/or advising others on matters of significance.

Other Skills

To perform this job successfully, an individual should have proficient knowledge of Windows and Microsoft Office software (Outlook, Word, and Excel) and advanced keyboarding and ten-key skills.

Job Tags

Hourly pay,

Similar Jobs

Optum

Gastroenterologist - Kelsey-Seybold Clinic - Houston Job at Optum

We are looking for qualified candidates for the position of Gastroenterologist. Responsibilities: Consulting with patients to understand their health concerns. Performing specialized tests to diagnose and treat patients. Evidence-based approach with appropriate...

PEC Translation Services

Linguist / Language Translator Job at PEC Translation Services

PEC Translation Services is on the lookout for talented Linguists and Language Translators to join our team on a project basis. If you are fluent in multiple languages, have a strong command of your native tongue, and enjoy the flexibility of freelance work, we would love...

Damco Solutions

Sr Middleware (MuleSoft) Developer Job at Damco Solutions

Job Description:The MuleSoft Developer works with the Project Manager, architects, clients and other stakeholders involved to implement MuleSoft APIs and workflows required by the business. This role will require knowledge in MuleSoft's Anypoint Studio and Anypoint Platform... 

Quinnipiac University

Full-Time Tenure Track Faculty: Environmental Science and Studies/Plant Biology Job at Quinnipiac University

Overview:The Department of Biological Sciences at Quinnipiac University invites applications for a 9.5-month tenure-track faculty position...  ...areas may emphasize any aspect of plant biology, from the molecular to the organismal level. Relevant applications may include biotechnology... 

XPO Logistics

Dockworker (Hostler) - FAC Shift Job at XPO Logistics

 ...What youll need to succeed as a Dockworker (Hostler) at XPO Minimum qualifications: Be at least 18 years of age A valid drivers license Able to do basic math calculations, with and without a calculator To pass a company-paid, post-offer, pre-hire (physical...